Expensify Visa® Commercial Card
Expensify Visa® Commercial Card
The corporate card to own for April 2026
Whether your salesperson is grabbing coffee on a business trip or your CTO is paying the monthly Amazon Web Services bill, you can use the Expensify corporate card to automatically import and account for all your company’s expenses without lifting a finger, with features like:
Instant transaction sync
Smart
Limits
eReceipt
coverage
Tax
compliance
Unlimited virtual cards
Up to 2% cash back for US cards
Just swipe (or tap!) your Expensify company card, and your expenses are done—it’s that simple.
Explore the Expensify Visa® Commercial Card
The Expensify Card scales easily from small business owners and their employees to global enterprise companies and their teams. That means it’s built for everyone in between, too, such as accountants and their clients, real estate agents, construction workers, law firms, nonprofits, and startups. No matter what you do, the Expensify Card helps you keep personal and business expenses separate so you’re ready for tax season.
Get started in minutes
Application and setup only take a few minutes. Virtual cards are available immediately, and physical cards arrive in a few days.
Settle up monthly or daily
Configurable settlement frequency lets companies match card balance payoff to their cash flow cycle.
Enjoy an unbreakable connection
The card is an extension of the Expensify app, so transactions sync immediately and reliably.
Keep spend under control
Spending limits block non-compliant purchases before they happen, and category rules flag out-of-policy transactions before they’re approved.
Get up to 2% cash back
Get 1% cash back with every swipe — no minimums necessary — and 2% back if you spend $250k+/month across cards. Applies to US purchases on US cards only.
Save up to 50% on your Expensify subscription
No matter how much you spend on business purchases, put at least half on the Expensify Card and get 50% off your bill.
Ditch paper receipts
Most card purchases automatically generate digital, IRS-compliant eReceipts so your team rarely needs to scan physical receipts. Applies to transactions on USD workspaces only.
Accountants get revenue share
ExpensifyApproved! accountants receive a 0.5% revenue share on their clients' Expensify Card spend, available to keep or pass through to clients as additional cash back. Applies to US purchases on US cards only.
Case study
“Moving from our other bank and getting Expensify cards into the hands of employees was super easy. I also love how simple it is to adjust credit limits and the auto reconciliation with the daily settlement.”
Learn how Suncommon manages their company spend and saves company time by leveraging the the Expensify Card.
FAQs
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There are no fees or costs associated with the Expensify Card — everything is already included in your current active pricing.
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There’s no commitment required with the Expensify Card, and you can cancel cards at any time.
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No, there is no interest when using the Expensify Card, as there is no ability to carry a balance.
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It doesn’t! The Expensify Card will never have an impact on your personal credit score.
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Cardholders can suspend their cards instantly when they detect suspicious activity or lose them. Upon receiving a request, Expensify handles disputes on fraudulent charges directly. Additionally, Expensify is looking out for you from the beginning, performing sophisticated transaction monitoring and automatically notifying you if there’s suspicious activity.
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By providing our own card feed, we're able to give customers a true realtime experience where receipt images can automatically merge with bank transactions that immediately download into the user’s account.
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Your Expensify Card can be used at most merchants where Visa is accepted.
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We use the same bank account you've already configured in Expensify for reimbursements to debit the full balance owed monthly or daily. In other words, you don't need to do any extra work.
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A corporate card like the Expensify Card is similar to a business debit card but with functionality tailored toward employee expense tracking, admin controls, and other compliance settings.
A corporate card only uses what’s in the bank account it’s connected to, and owners and administrators of the account are able to set limits for those who have also been issued cards connected to the account.
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It’s pretty simple to qualify for the Expensify Card. You just need to be a registered business with a business bank account in the U.S.
Want more details? Check out our help page for how to set up the Expensify Visa® Commercial Card for your company.
2-min demo
Try it for yourself
Learn the basics of Expensify in less than two minutes and see the magic for yourself.